Ontario Mortgage Solutions

Your mortgage is more than just the rate

I offer mortgage consultations and provide customized solutions, just for you.

About me

I am Lavinia D'Silva, a mortgage broker.

A mortgage broker is a licensed mortgage professional who works on behalf of potential borrowers to find the ideal lender and mortgage loan product for prospective home buyers, or homeowners that are interested in refinancing.

Click here to start a mortgage application.

Testimonials

Hanus Homola
Hanus Homola
2022-01-19
Verified
Few years back I was recommended Lavinia from my financial advisor for help with my mortgage. I was working with Lavinia ever since even on my renewal this year. She is kind and easy to deal with I feel really safe in her hands. I will always go back to her and I can recommend with all my heart to anyone!!
Anita Anchan-Mendes
Anita Anchan-Mendes
2022-01-04
Verified
Shout out to Lavinia D'silva for doing such a terrific job securing financing for my Condo. In every step of the way you proved to be professional, knowledgeable, trustworthy, helpful, Kind, very thorough & detail oriented and always available to answer my questions. Thank you for also getting me a good rate and overall made it a smooth and painless process. Thank you once again, I could not have done this without you. Sincerely Anita
Donna Pasqua
Donna Pasqua
2021-10-13
Verified
My experience was extremely exceptional. Quick, courteous, polite, informative, pleasurable to speak with. Answered all questions promptly and professionally. I would 100% recommend her services to all of my clients. Thank you for taking the best care of my client. She is so happy and so am I. I highly recommend. Thank you again. Donna Pasqua Real Estate Sales Representative Sutton Group Summit Realty Inc.
Neti Patel
Neti Patel
2021-07-11
Verified
We worked with Lavina on our recent first-home purchase and it was nothing short of a pleasure. She is knowledgable, professional and dedicated. She answered all of our questions thoroughly and promptly. She made an otherwise daunting experience enjoyable and I could not recommend her enough!
Lenval Taylor
Lenval Taylor
2021-07-05
Verified
Excellent Service! Lavinia is extremely knowledgeable about Mortgages. Very Pleased with what she did for us to change Mortgage Companies!!
Stirling Buckley
Stirling Buckley
2021-04-22
Verified
I met Lavinia D’Silva in Jan/21 when I went to put my condo up for sale, then purchased a house. Lavinia was very helpful with the mortgage keeping an eye on the mortgage rates to get the lowest they had to offer. No matter what questions I asked, she got the answers for me. Every step of the way she was there to help. Keep up the great work Lavinia! S Buckley.
Palma Vella
Palma Vella
2021-03-01
Verified
I have dealt with Lavinia on a number of occasions now and she never disappoints. This last time with my refinancing she went above and beyond anything I expected. She was always there to answer any questions, and followed up with the mortgage company as needed. She made the very tedious process very pleasant. I would highly recommend her without reservation.
A Martin E Hibbard
A Martin E Hibbard
2021-01-19
Verified
We would like to thank Lavinia for her guidance, expertise and patience in helping us to refinance our home. Like a lot of people this past year, COVID caused us to make a few changes to our future goals, and one of those was to refinance our home. We decided to give Lavinia a try to see what she could do that our traditional Bank couldn’t. We were not disappointed! Since we have bought and sold several homes, we thought we knew all about mortgages however Lavinia presented us with options we hadn’t thought of before. Lavinia was very thorough with explaining the process to us, the differences between lenders, and making sure we had the best information on everything from mortgages rates to monthly payments so we could make the best choice for us. This process was fairly smooth and we can truthfully say that we will never go back to using a bank again after working with Lavinia because we can finally breathe a sigh of relief! With gratitude, Andrea & Errol
Kelcey Rice
Kelcey Rice
2020-12-17
Verified
When purchasing our home this summer we had no idea where to start or what to do. This is where Lavinia came in and blew us away with the information that she knew. Before getting us into contact with a realtor she explained everything that we would need and the process that would take place . After we had our ducks in a row she got us into contact with a fantastic realtor! But that wasn't the end of Lavinia contacting us. She checked in everytime we saw a house to see how it went. Once we found our home the pressure and stress was on ! But not to worry as Lavinia walked us through EVERYTHING, all the questions and concerns we had. Even if we thought they were dumb questions she was more than willing to help. Even getting us in contact with a great real estate lawyer. Even through this process with legal paperwork she explained everything about any questions that we had and we were never left in the dark, never had a bad feeling about what we were doing. Up until the very end she was always looking for the best rate for our mortgage. Alot of paperwork but it was worth it and she explained every page. She made us feel great about purchasing a house and the steps to do so. Lavinia was there up until the very minute that we got our keys letting us know the house was ours!!! We would never had gotten through this stressful time without her .
Robyn Summers
Robyn Summers
2020-12-15
Verified
My husband and I recently worked with Lavinia D'Silva to obtain our mortgage and we had a great experience! Lavinia is very knowledgeable. She walked us through the whole process and was always available to answer our questions. She went above and beyond to secure the best rate available. We would definitely recommend working with Lavinia! Thanks again for all your help!
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