First Time Home Buyer

Buying a home can be a very exciting time. You are about to take up a big financial commitment and will need to speak to a mortgage professional. Look for a mortgage professional who specializes in First Time Home Ownership. This specialist will ensure you take advantage of all the government Benefits and Incentives available.

After carefully reviewing your personal situation, wants and plans, I will recommend the best mortgage for you. Throughout the application process, I will ensure that all your questions and concerns are addressed. I will help you get a Pre-Approval before you go house hunting. Knowing how much you qualify for will keep you focused on shopping for homes within your price range. The Peace of Mind in knowing the details are covered will make for a more enjoyable experience.

Points to keep in mind when deciding on a home:

  • Have you decided as to how much would you be comfortable paying for your home expenses (Mortgage, Heating and Property Taxes)
  • How much down payment do you have
  • How long do you plan to live in this home
  • Would you be planning to move within the next five years

Use the Mortgage Calculator and Mortgage Pre-Approval to help establish your needs.