Getting a mortgage can be stressful and daunting; It doesn’t have to be, let me show you how
First time home buyers
Have you decided to buy your first home? Congratulations! Buying a home can be a very exciting time. You are about to take up a big financial commitment and will need to speak to a mortgage professional. Look for a mortgage broker who specializes in First Time Home Ownership.
Self employed individuals
It is becoming increasingly difficult for self employed individuals to obtain financing for properties. This is mostly due to the fact that most self employed clients write off business expenses in order to reduce their tax liability. Although this helps to save on personal taxes when it comes to mortgages they run into difficulties.
Mortgages for New Canadians
Buying your own home in Canada gives you a sense of belonging. Being an immigrant myself I know how fulfilling and challenging the process of home buying can be. If you have immigrated or relocated to Canada within the past 5 years you may qualify for a mortgage with as low as 5% down payment.
Secured Visa
It is the ideal combination of a Credit Card and a Debit Card. It works as a credit card to establish credit as it is reported to credit bureaus and works as a Debit Card as there is a prepaid limit. Even if you have had difficulties managing your credit in the past or have never had a credit card this is a way for you to establish or re-establish your credit.